The median home in Islamorada, Florida is valued at $1,190,048, up 0.2% year over year. Typical monthly rent is $3,221, producing a price-to-rent ratio of 30.8x — well above the national average of 18x. Islamorada is part of the Key West, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$1,190,048

+0.2%

Rent$3,221/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Islamorada.

Income (annual)

Down Payment

$238,010 on $1,190,048

Example: $75,000 household income. Change it above to see your own.

Out of reach115.5% of income

Need $309,429/yr to afford.

PITI$7,220

P/I115.5%

Afford$288K

Gap-$902K

P&I $6,018Tax $853Ins $350

Renting $3,999/mo cheaper ($3,221 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Islamorada with other housing markets across Florida.

Jupiter Island$9.49M Golden Beach$7.5M Fisher Island$6.39M Lake Buena Vista$6.09M Jupiter Inlet Colony$3.62M Manalapan$3.57M Golf$2.87M Boca Grande$2.63M

Full Key West, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Key West, FL metro.

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Islamorada, FL