The median home in Islamorada, Florida is valued at $1,190,048, up 0.2% year over year. Typical monthly rent is $3,221, producing a price-to-rent ratio of 30.8x — well above the national average of 18x. Islamorada is part of the Key West, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Key West, FL stress score, crash risk, and 12-month forecast →

Home Value$1,190,048

+0.2%

Rent$3,221/mo

AFFORDABILITY

Enter your income for Islamorada.

Income (annual)

Down Payment

$238,010 on $1,190,048

Out of reach — 115.5% of income

Need $309,429/yr to afford.

PITI$7,220

P/I115.5%

Afford$288K

Gap-$902K

P&I $6,018Tax $853Ins $350

Renting $3,999/mo cheaper ($3,221 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Islamorada with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Key West, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Key West, FL metro.

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ISLAMORADA, FL