The median home in Jacksonville, Florida is valued at $279,095, down 4.0% year over year. Typical monthly rent is $1,568, producing a price-to-rent ratio of 14.8x — below the national average of 18x. Jacksonville is part of the Jacksonville, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Jacksonville, FL stress score, crash risk, and 12-month forecast →

Home Value$279,095

-4.0%

Rent$1,568/mo

AFFORDABILITY

Enter your income for Jacksonville.

Income (annual)

Down Payment

$55,819 on $279,095

Stretch — 31.4% of income

Above 28% but manageable with cuts.

PITI$1,961

P/I31.4%

Afford$249K

Gap-$30K

P&I $1,411Tax $200Ins $350

Renting $393/mo cheaper ($1,568 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Jacksonville with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Jacksonville, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Jacksonville, FL metro.

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JACKSONVILLE, FL