The median home in Jacksonville Beach, Florida is valued at $617,597, down 3.6% year over year. Typical monthly rent is $2,480, producing a price-to-rent ratio of 20.8x — well above the national average of 18x. Jacksonville Beach is part of the Jacksonville, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$617,597

-3.6%

Rent$2,480/mo

Prices falling — better for buyers.

Affordability

Enter your income for Jacksonville Beach.

Income (annual)

Down Payment

$123,519 on $617,597

Example: $75,000 household income. Change it above to see your own.

Out of reach62.7% of income

Need $167,829/yr to afford.

PITI$3,916

P/I62.7%

Afford$276K

Gap-$342K

P&I $3,123Tax $443Ins $350

Renting $1,436/mo cheaper ($2,480 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Jacksonville Beach with other housing markets across Florida.

Jupiter Island$9.49M Golden Beach$7.5M Fisher Island$6.39M Lake Buena Vista$6.09M Jupiter Inlet Colony$3.62M Manalapan$3.57M Golf$2.87M Boca Grande$2.63M

Full Jacksonville, FL analysis

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Jacksonville Beach, FL