The median home in Jay, Florida is valued at $265,155, down 1.5% year over year. Jay is part of the Pensacola-Ferry Pass-Brent, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Pensacola-Ferry Pass-Brent, FL stress score, crash risk, and 12-month forecast →

Home Value$265,155

-1.5%

AFFORDABILITY

Enter your income for Jay.

Income (annual)

Down Payment

$53,031 on $265,155

Stretch — 30.1% of income

Above 28% but manageable with cuts.

PITI$1,881

P/I30.1%

Afford$247K

Gap-$18K

P&I $1,341Tax $190Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Jay with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Pensacola-Ferry Pass-Brent, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Pensacola-Ferry Pass-Brent, FL metro.

View Pensacola-Ferry Pass-Brent, FL metro →

JAY, FL