The median home in Jay, Florida is valued at $265,155, down 1.5% year over year. Jay is part of the Pensacola-Ferry Pass-Brent, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$265,155

-1.5%

Prices falling — better for buyers.

Affordability

Enter your income for Jay.

Income (annual)

Down Payment

$53,031 on $265,155

Example: $75,000 household income. Change it above to see your own.

Stretch30.1% of income

Above 28% but manageable with cuts.

PITI$1,881

P/I30.1%

Afford$247K

Gap-$18K

P&I $1,341Tax $190Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Jay with other housing markets across Florida.

Jupiter Island$9.49M Golden Beach$7.5M Fisher Island$6.39M Lake Buena Vista$6.09M Jupiter Inlet Colony$3.62M Manalapan$3.57M Golf$2.87M Boca Grande$2.63M

Full Pensacola-Ferry Pass-Brent, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Pensacola-Ferry Pass-Brent, FL metro.

View Pensacola-Ferry Pass-Brent, FL metro

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Jay, FL