City

JAY, FL

Pensacola-Ferry Pass-Brent, FL

Median home value: $265K (-1.5% YoY). Part of Pensacola-Ferry Pass-Brent, FL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Pensacola-Ferry Pass-Brent, FL metro page.

Home Value$265,155
-1.5%
AFFORDABILITY

Enter your income for Jay.

$53,031 on $265,155
Stretch — 29% of income

Above 28% but manageable with cuts.

PITI$1,812
P/I29%
Afford$256K
Gap-$9K
P&I $1,272Tax $190Ins $350
6.00% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Jay Housing Market | CrashWatch