The median home in Key Biscayne, Florida is valued at $1,619,714, down 3.1% year over year. Typical monthly rent is $7,188, producing a price-to-rent ratio of 18.8x — near the national average of 18x. Key Biscayne is part of the Miami-Fort Lauderdale-Pompano Beach, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$1,619,714

-3.1%

Rent$7,188/mo

Prices falling — better for buyers.

Affordability

Enter your income for Key Biscayne.

Income (annual)

Down Payment

$323,943 on $1,619,714

Example: $75,000 household income. Change it above to see your own.

Out of reach155.2% of income

Need $415,757/yr to afford.

PITI$9,701

P/I155.2%

Afford$292K

Gap-$1.33M

P&I $8,190Tax $1,161Ins $350

Renting $2,513/mo cheaper ($7,188 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Key Biscayne with other housing markets across Florida.

Jupiter Island$9.49M Golden Beach$7.5M Fisher Island$6.39M Lake Buena Vista$6.09M Jupiter Inlet Colony$3.62M Manalapan$3.57M Golf$2.87M Boca Grande$2.63M

Full Miami-Fort Lauderdale-Pompano Beach, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Miami-Fort Lauderdale-Pompano Beach, FL metro.

View Miami-Fort Lauderdale-Pompano Beach, FL metro

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Key Biscayne, FL