The median home in Key West, Florida is valued at $1,000,283, down 5.3% year over year. Typical monthly rent is $3,743, producing a price-to-rent ratio of 22.3x — well above the national average of 18x. Key West is part of the Key West, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$1,000,283
-5.3%
Rent$3,743/mo
AFFORDABILITYRenting $2,382/mo cheaper ($3,743 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Enter your income for Key West.
$200,057 on $1,000,283
Out of reach — 98% of income
Need $262,500/yr to afford.
PITI$6,125
P/I98%
Afford$286K
Gap-$714K
P&I $5,058Tax $717Ins $350
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Key West, FL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Key West, FL metro.
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