Median home value: $254K (-0.2% YoY). Rent: $1,455/mo. Price-to-rent: 14.6x. Part of Lake City, FL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Lake City, FL metro page.

Home Value$254,422

-0.2%

Rent$1,455/mo

AFFORDABILITY

Enter your income for Lake City.

Income (annual)

Down Payment

$50,884 on $254,422

Stretch — 28% of income

Above 28% but manageable with cuts.

PITI$1,753

P/I28%

Afford$254K

Gap-$0K

P&I $1,220Tax $182Ins $350

Renting $298/mo cheaper ($1,455 rent)6.00% 30yr, 20% down, county tax + FL ins. 28% per HUD.

LAKE CITY, FL