The median home in Lakeland, Florida is valued at $306,505, down 3.4% year over year. Typical monthly rent is $1,683, producing a price-to-rent ratio of 15.2x — near the national average of 18x. Lakeland is part of the Lakeland-Winter Haven, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$306,505

-3.4%

Rent$1,683/mo

Prices falling — better for buyers.

Affordability

Enter your income for Lakeland.

Income (annual)

Down Payment

$61,301 on $306,505

Example: $75,000 household income. Change it above to see your own.

Stretch33.9% of income

Above 28% but manageable with cuts.

PITI$2,120

P/I33.9%

Afford$253K

Gap-$53K

P&I $1,550Tax $220Ins $350

Renting $437/mo cheaper ($1,683 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Lakeland with other housing markets across Florida.

Jupiter Island$9.49M Golden Beach$7.5M Fisher Island$6.39M Lake Buena Vista$6.09M Jupiter Inlet Colony$3.62M Manalapan$3.57M Golf$2.87M Boca Grande$2.63M

Full Lakeland-Winter Haven, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Lakeland-Winter Haven, FL metro.

View Lakeland-Winter Haven, FL metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Lakeland, FL