The median home in Land O Lakes, Florida is valued at $414,039, down 5.1% year over year. Typical monthly rent is $2,256, producing a price-to-rent ratio of 15.3x — near the national average of 18x. Land O Lakes is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Tampa-St. Petersburg-Clearwater, FL stress score, crash risk, and 12-month forecast →

Home Value$414,039

-5.1%

Rent$2,256/mo

AFFORDABILITY

Enter your income for Land O Lakes.

Income (annual)

Down Payment

$82,808 on $414,039

Out of reach — 43.8% of income

Need $117,429/yr to afford.

PITI$2,740

P/I43.8%

Afford$264K

Gap-$150K

P&I $2,094Tax $297Ins $350

Renting $484/mo cheaper ($2,256 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Land O Lakes with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Tampa-St. Petersburg-Clearwater, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Tampa-St. Petersburg-Clearwater, FL metro.

View Tampa-St. Petersburg-Clearwater, FL metro →

LAND O LAKES, FL