The median home in Largo, Florida is valued at $325,529, down 5.5% year over year. Typical monthly rent is $1,780, producing a price-to-rent ratio of 15.2x — near the national average of 18x. Largo is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Tampa-St. Petersburg-Clearwater, FL stress score, crash risk, and 12-month forecast →

Home Value$325,529

-5.5%

Rent$1,780/mo

AFFORDABILITY

Enter your income for Largo.

Income (annual)

Down Payment

$65,106 on $325,529

Stretch — 35.7% of income

Above 28% but manageable with cuts.

PITI$2,229

P/I35.7%

Afford$256K

Gap-$70K

P&I $1,646Tax $233Ins $350

Renting $449/mo cheaper ($1,780 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Largo with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Tampa-St. Petersburg-Clearwater, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Tampa-St. Petersburg-Clearwater, FL metro.

View Tampa-St. Petersburg-Clearwater, FL metro →

LARGO, FL