Median home value: $476K (-3.4% YoY). Rent: $1,897/mo. Price-to-rent: 20.9x. Part of Tampa-St. Petersburg-Clearwater, FL.
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Basic Zillow data only. For stress scores, AI analysis, and trends, Tampa-St. Petersburg-Clearwater, FL metro page.
Home Value$476,346
-3.4%
Rent$1,897/mo
AFFORDABILITYRenting $1,079/mo cheaper ($1,897 rent)6.00% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Enter your income for Lutz.
$95,269 on $476,346
Out of reach — 47.6% of income
Need $127,543/yr to afford.
PITI$2,976
P/I47.6%
Afford$280K
Gap-$196K
P&I $2,285Tax $341Ins $350
Home Buying Kit For Dummies (2025)Financing, negotiation, closing