The median home in Lynn Haven, Florida is valued at $317,087, down 2.0% year over year. Typical monthly rent is $1,781, producing a price-to-rent ratio of 14.8x — below the national average of 18x. Lynn Haven is part of the Panama City, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$317,087
-2.0%
Rent$1,781/mo
AFFORDABILITYRenting $400/mo cheaper ($1,781 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Enter your income for Lynn Haven.
$63,417 on $317,087
Stretch — 34.9% of income
Above 28% but manageable with cuts.
PITI$2,181
P/I34.9%
Afford$254K
Gap-$63K
P&I $1,603Tax $227Ins $350
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Panama City, FL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Panama City, FL metro.
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