The median home in Madeira Beach, Florida is valued at $633,674, down 12.5% year over year. Typical monthly rent is $2,137, producing a price-to-rent ratio of 24.7x — well above the national average of 18x. Madeira Beach is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Tampa-St. Petersburg-Clearwater, FL stress score, crash risk, and 12-month forecast →

Home Value$633,674

-12.5%

Rent$2,137/mo

AFFORDABILITY

Enter your income for Madeira Beach.

Income (annual)

Down Payment

$126,735 on $633,674

Out of reach — 64.1% of income

Need $171,771/yr to afford.

PITI$4,008

P/I64.1%

Afford$277K

Gap-$357K

P&I $3,204Tax $454Ins $350

Renting $1,871/mo cheaper ($2,137 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Madeira Beach with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Tampa-St. Petersburg-Clearwater, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Tampa-St. Petersburg-Clearwater, FL metro.

View Tampa-St. Petersburg-Clearwater, FL metro →

MADEIRA BEACH, FL