Median home value: $634K (-12.5% YoY). Rent: $2,137/mo. Price-to-rent: 24.7x. Part of Tampa-St. Petersburg-Clearwater, FL.
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Basic Zillow data only. For stress scores, AI analysis, and trends, Tampa-St. Petersburg-Clearwater, FL metro page.
Home Value$633,674
-12.5%
Rent$2,137/mo
AFFORDABILITYRenting $1,706/mo cheaper ($2,137 rent)6.00% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Enter your income for Madeira Beach.
$126,735 on $633,674
Out of reach — 61.5% of income
Need $164,700/yr to afford.
PITI$3,843
P/I61.5%
Afford$289K
Gap-$345K
P&I $3,039Tax $454Ins $350
Home Buying Kit For Dummies (2025)Financing, negotiation, closing