The median home in Madeira Beach, Florida is valued at $633,674, down 12.5% year over year. Typical monthly rent is $2,137, producing a price-to-rent ratio of 24.7x — well above the national average of 18x. Madeira Beach is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$633,674

-12.5%

Rent$2,137/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$126,735 on $633,674

Example: $75,000 household income. Change it above to see your own.

Out of reach64.1% of income

Need $171,771/yr to afford.

PITI$4,008

P/I64.1%

Afford$277K

Gap-$357K

P&I $3,204Tax $454Ins $350

Renting $1,871/mo cheaper ($2,137 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Madeira Beach with other housing markets across Florida.

Jupiter Island$9.49M Golden Beach$7.5M Fisher Island$6.39M Lake Buena Vista$6.09M Jupiter Inlet Colony$3.62M Manalapan$3.57M Golf$2.87M Boca Grande$2.63M

Full Tampa-St. Petersburg-Clearwater, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Tampa-St. Petersburg-Clearwater, FL metro.

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Madeira Beach, FL