The median home in Melbourne Beach, Florida is valued at $605,561, down 4.0% year over year. Typical monthly rent is $3,000, producing a price-to-rent ratio of 16.8x — near the national average of 18x. Melbourne Beach is part of the Palm Bay-Melbourne-Titusville, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Palm Bay-Melbourne-Titusville, FL stress score, crash risk, and 12-month forecast →

Home Value$605,561

-4.0%

Rent$3,000/mo

AFFORDABILITY

Enter your income for Melbourne Beach.

Income (annual)

Down Payment

$121,112 on $605,561

Out of reach — 61.5% of income

Need $164,829/yr to afford.

PITI$3,846

P/I61.5%

Afford$276K

Gap-$330K

P&I $3,062Tax $434Ins $350

Renting $846/mo cheaper ($3,000 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Melbourne Beach with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Palm Bay-Melbourne-Titusville, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Palm Bay-Melbourne-Titusville, FL metro.

View Palm Bay-Melbourne-Titusville, FL metro →

MELBOURNE BEACH, FL