The median home in Melbourne Beach, Florida is valued at $605,561, down 4.0% year over year. Typical monthly rent is $3,000, producing a price-to-rent ratio of 16.8x — near the national average of 18x. Melbourne Beach is part of the Palm Bay-Melbourne-Titusville, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$605,561

-4.0%

Rent$3,000/mo

Prices falling — better for buyers.

Affordability

Enter your income for Melbourne Beach.

Income (annual)

Down Payment

$121,112 on $605,561

Example: $75,000 household income. Change it above to see your own.

Out of reach61.5% of income

Need $164,829/yr to afford.

PITI$3,846

P/I61.5%

Afford$276K

Gap-$330K

P&I $3,062Tax $434Ins $350

Renting $846/mo cheaper ($3,000 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Melbourne Beach with other housing markets across Florida.

Jupiter Island$9.49M Golden Beach$7.5M Fisher Island$6.39M Lake Buena Vista$6.09M Jupiter Inlet Colony$3.62M Manalapan$3.57M Golf$2.87M Boca Grande$2.63M

Full Palm Bay-Melbourne-Titusville, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Palm Bay-Melbourne-Titusville, FL metro.

View Palm Bay-Melbourne-Titusville, FL metro

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Melbourne Beach, FL