The median home in Melrose, Florida is valued at $303,059, up 0.3% year over year. Melrose is part of the Palatka, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$303,059

+0.3%

Prices rising — worse for buyers.

Affordability

Enter your income for Melrose.

Income (annual)

Down Payment

$60,612 on $303,059

Example: $75,000 household income. Change it above to see your own.

Stretch33.6% of income

Above 28% but manageable with cuts.

PITI$2,100

P/I33.6%

Afford$253K

Gap-$51K

P&I $1,532Tax $217Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Melrose with other housing markets across Florida.

Jupiter Island$9.49M Golden Beach$7.5M Fisher Island$6.39M Lake Buena Vista$6.09M Jupiter Inlet Colony$3.62M Manalapan$3.57M Golf$2.87M Boca Grande$2.63M

Full Palatka, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Palatka, FL metro.

View Palatka, FL metro

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Melrose, FL