The median home in Miami Beach, Florida is valued at $511,193, down 4.5% year over year. Typical monthly rent is $2,707, producing a price-to-rent ratio of 15.7x — near the national average of 18x. Miami Beach is part of the Miami-Fort Lauderdale-Pompano Beach, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$511,193

-4.5%

Rent$2,707/mo

Prices falling — better for buyers.

Affordability

Enter your income for Miami Beach.

Income (annual)

Down Payment

$102,239 on $511,193

Example: $75,000 household income. Change it above to see your own.

Out of reach52.8% of income

Need $141,471/yr to afford.

PITI$3,301

P/I52.8%

Afford$271K

Gap-$240K

P&I $2,585Tax $366Ins $350

Renting $594/mo cheaper ($2,707 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Miami Beach with other housing markets across Florida.

Jupiter Island$9.49M Golden Beach$7.5M Fisher Island$6.39M Lake Buena Vista$6.09M Jupiter Inlet Colony$3.62M Manalapan$3.57M Golf$2.87M Boca Grande$2.63M

Full Miami-Fort Lauderdale-Pompano Beach, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Miami-Fort Lauderdale-Pompano Beach, FL metro.

View Miami-Fort Lauderdale-Pompano Beach, FL metro

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Miami Beach, FL