The median home in Middleburg, Florida is valued at $319,459, down 2.5% year over year. Typical monthly rent is $1,867, producing a price-to-rent ratio of 14.3x — below the national average of 18x. Middleburg is part of the Jacksonville, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Jacksonville, FL stress score, crash risk, and 12-month forecast →

Home Value$319,459

-2.5%

Rent$1,867/mo

AFFORDABILITY

Enter your income for Middleburg.

Income (annual)

Down Payment

$63,892 on $319,459

Stretch — 35.1% of income

Above 28% but manageable with cuts.

PITI$2,194

P/I35.1%

Afford$255K

Gap-$65K

P&I $1,615Tax $229Ins $350

Renting $327/mo cheaper ($1,867 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Middleburg with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Jacksonville, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Jacksonville, FL metro.

View Jacksonville, FL metro →

MIDDLEBURG, FL