The median home in Middleburg, Florida is valued at $319,459, down 2.5% year over year. Typical monthly rent is $1,867, producing a price-to-rent ratio of 14.3x — below the national average of 18x. Middleburg is part of the Jacksonville, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$319,459

-2.5%

Rent$1,867/mo

Prices falling — better for buyers.

Affordability

Enter your income for Middleburg.

Income (annual)

Down Payment

$63,892 on $319,459

Example: $75,000 household income. Change it above to see your own.

Stretch35.1% of income

Above 28% but manageable with cuts.

PITI$2,194

P/I35.1%

Afford$255K

Gap-$65K

P&I $1,615Tax $229Ins $350

Renting $327/mo cheaper ($1,867 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Middleburg with other housing markets across Florida.

Jupiter Island$9.49M Golden Beach$7.5M Fisher Island$6.39M Lake Buena Vista$6.09M Jupiter Inlet Colony$3.62M Manalapan$3.57M Golf$2.87M Boca Grande$2.63M

Full Jacksonville, FL analysis

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Middleburg, FL