The median home in Milton, Florida is valued at $277,850, down 1.2% year over year. Typical monthly rent is $1,774, producing a price-to-rent ratio of 13.1x — below the national average of 18x. Milton is part of the Pensacola-Ferry Pass-Brent, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Pensacola-Ferry Pass-Brent, FL stress score, crash risk, and 12-month forecast →

Home Value$277,850

-1.2%

Rent$1,774/mo

AFFORDABILITY

Enter your income for Milton.

Income (annual)

Down Payment

$55,570 on $277,850

Stretch — 31.3% of income

Above 28% but manageable with cuts.

PITI$1,954

P/I31.3%

Afford$249K

Gap-$29K

P&I $1,405Tax $199Ins $350

Renting $180/mo cheaper ($1,774 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Milton with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Pensacola-Ferry Pass-Brent, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Pensacola-Ferry Pass-Brent, FL metro.

View Pensacola-Ferry Pass-Brent, FL metro →

MILTON, FL