The median home in Miramar Beach, Florida is valued at $634,240, down 5.6% year over year. Typical monthly rent is $2,738, producing a price-to-rent ratio of 19.3x — near the national average of 18x. Miramar Beach is part of the Crestview-Fort Walton Beach-Destin, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Crestview-Fort Walton Beach-Destin, FL stress score, crash risk, and 12-month forecast →

Home Value$634,240

-5.6%

Rent$2,738/mo

AFFORDABILITY

Enter your income for Miramar Beach.

Income (annual)

Down Payment

$126,848 on $634,240

Out of reach — 64.2% of income

Need $171,943/yr to afford.

PITI$4,012

P/I64.2%

Afford$277K

Gap-$358K

P&I $3,207Tax $455Ins $350

Renting $1,274/mo cheaper ($2,738 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Miramar Beach with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Crestview-Fort Walton Beach-Destin, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Crestview-Fort Walton Beach-Destin, FL metro.

View Crestview-Fort Walton Beach-Destin, FL metro →

MIRAMAR BEACH, FL