The median home in Monticello, Florida is valued at $296,724, down 0.1% year over year. Monticello is part of the Tallahassee, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Tallahassee, FL stress score, crash risk, and 12-month forecast →

Home Value$296,724

-0.1%

AFFORDABILITY

Enter your income for Monticello.

Income (annual)

Down Payment

$59,345 on $296,724

Stretch — 33% of income

Above 28% but manageable with cuts.

PITI$2,063

P/I33%

Afford$252K

Gap-$45K

P&I $1,500Tax $213Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Monticello with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Tallahassee, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Tallahassee, FL metro.

View Tallahassee, FL metro →

MONTICELLO, FL