The median home in Naples, Florida is valued at $544,151, down 6.9% year over year. Typical monthly rent is $2,641, producing a price-to-rent ratio of 17.2x — near the national average of 18x. Naples is part of the Naples-Marco Island, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Naples-Marco Island, FL stress score, crash risk, and 12-month forecast →
Home Value$544,151
-6.9%
Rent$2,641/mo
AFFORDABILITYRenting $850/mo cheaper ($2,641 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Enter your income for Naples.
$108,830 on $544,151
Out of reach — 55.9% of income
Need $149,614/yr to afford.
PITI$3,491
P/I55.9%
Afford$273K
Gap-$271K
P&I $2,752Tax $390Ins $350
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Naples-Marco Island, FL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Naples-Marco Island, FL metro.
View Naples-Marco Island, FL metro →