The median home in Neptune Beach, Florida is valued at $741,596, up 1.0% year over year. Typical monthly rent is $2,550, producing a price-to-rent ratio of 24.2x — well above the national average of 18x. Neptune Beach is part of the Jacksonville, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$741,596
+1.0%
Rent$2,550/mo
AFFORDABILITYRenting $2,081/mo cheaper ($2,550 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Enter your income for Neptune Beach.
$148,319 on $741,596
Out of reach — 74.1% of income
Need $198,471/yr to afford.
PITI$4,631
P/I74.1%
Afford$280K
Gap-$461K
P&I $3,750Tax $531Ins $350
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Florida
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Full Jacksonville, FL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Jacksonville, FL metro.
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