Median home value: $742K (+1.0% YoY). Rent: $2,550/mo. Price-to-rent: 24.2x. Part of Jacksonville, FL.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Jacksonville, FL metro page.
Home Value$741,596
+1.0%
Rent$2,550/mo
AFFORDABILITYRenting $1,888/mo cheaper ($2,550 rent)6.00% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Enter your income for Neptune Beach.
$148,319 on $741,596
Out of reach — 71% of income
Need $190,200/yr to afford.
PITI$4,438
P/I71%
Afford$292K
Gap-$449K
P&I $3,557Tax $531Ins $350
Home Buying Kit For Dummies (2025)Financing, negotiation, closing