Median home value: $443K (-2.7% YoY). Rent: $2,296/mo. Price-to-rent: 16.1x. Part of Deltona-Daytona Beach-Ormond Beach, FL.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Deltona-Daytona Beach-Ormond Beach, FL metro page.
Home Value$442,727
-2.7%
Rent$2,296/mo
AFFORDABILITYRenting $495/mo cheaper ($2,296 rent)6.00% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Enter your income for New Smyrna Beach.
$88,545 on $442,727
Out of reach — 44.7% of income
Need $119,614/yr to afford.
PITI$2,791
P/I44.7%
Afford$278K
Gap-$165K
P&I $2,123Tax $317Ins $350
Home Buying Kit For Dummies (2025)Financing, negotiation, closing