The median home in Niceville, Florida is valued at $424,497, down 2.2% year over year. Typical monthly rent is $2,029, producing a price-to-rent ratio of 17.4x — near the national average of 18x. Niceville is part of the Crestview-Fort Walton Beach-Destin, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$424,497

-2.2%

Rent$2,029/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$84,899 on $424,497

Example: $75,000 household income. Change it above to see your own.

Out of reach44.8% of income

Need $120,043/yr to afford.

PITI$2,801

P/I44.8%

Afford$265K

Gap-$159K

P&I $2,146Tax $304Ins $350

Renting $772/mo cheaper ($2,029 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Niceville with other housing markets across Florida.

Jupiter Island$9.49M Golden Beach$7.5M Fisher Island$6.39M Lake Buena Vista$6.09M Jupiter Inlet Colony$3.62M Manalapan$3.57M Golf$2.87M Boca Grande$2.63M

Full Crestview-Fort Walton Beach-Destin, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Crestview-Fort Walton Beach-Destin, FL metro.

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Niceville, FL