The median home in Ocala, Florida is valued at $267,263, down 3.9% year over year. Typical monthly rent is $1,591, producing a price-to-rent ratio of 14x — below the national average of 18x. Ocala is part of the Ocala, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$267,263

-3.9%

Rent$1,591/mo

Prices falling — better for buyers.

Affordability

Enter your income for Ocala.

Income (annual)

Down Payment

$53,453 on $267,263

Example: $75,000 household income. Change it above to see your own.

Stretch30.3% of income

Above 28% but manageable with cuts.

PITI$1,893

P/I30.3%

Afford$247K

Gap-$20K

P&I $1,351Tax $192Ins $350

Renting $302/mo cheaper ($1,591 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Ocala with other housing markets across Florida.

Jupiter Island$9.49M Golden Beach$7.5M Fisher Island$6.39M Lake Buena Vista$6.09M Jupiter Inlet Colony$3.62M Manalapan$3.57M Golf$2.87M Boca Grande$2.63M

Full Ocala, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Ocala, FL metro.

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