The median home in Odessa, Florida is valued at $671,352, down 2.5% year over year. Typical monthly rent is $1,852, producing a price-to-rent ratio of 30.2x — well above the national average of 18x. Odessa is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Tampa-St. Petersburg-Clearwater, FL stress score, crash risk, and 12-month forecast →

Home Value$671,352

-2.5%

Rent$1,852/mo

AFFORDABILITY

Enter your income for Odessa.

Income (annual)

Down Payment

$134,270 on $671,352

Out of reach — 67.6% of income

Need $181,114/yr to afford.

PITI$4,226

P/I67.6%

Afford$278K

Gap-$393K

P&I $3,395Tax $481Ins $350

Renting $2,374/mo cheaper ($1,852 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Odessa with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Tampa-St. Petersburg-Clearwater, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Tampa-St. Petersburg-Clearwater, FL metro.

View Tampa-St. Petersburg-Clearwater, FL metro →

ODESSA, FL