The median home in Oldsmar, Florida is valued at $360,531, down 8.0% year over year. Typical monthly rent is $2,112, producing a price-to-rent ratio of 14.2x — below the national average of 18x. Oldsmar is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Tampa-St. Petersburg-Clearwater, FL stress score, crash risk, and 12-month forecast →

Home Value$360,531

-8.0%

Rent$2,112/mo

AFFORDABILITY

Enter your income for Oldsmar.

Income (annual)

Down Payment

$72,106 on $360,531

Out of reach — 38.9% of income

Need $104,186/yr to afford.

PITI$2,431

P/I38.9%

Afford$260K

Gap-$101K

P&I $1,823Tax $258Ins $350

Renting $319/mo cheaper ($2,112 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Oldsmar with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Tampa-St. Petersburg-Clearwater, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Tampa-St. Petersburg-Clearwater, FL metro.

View Tampa-St. Petersburg-Clearwater, FL metro →

OLDSMAR, FL