The median home in Opa-locka, Florida is valued at $460,714, down 4.0% year over year. Typical monthly rent is $2,116, producing a price-to-rent ratio of 18.1x — near the national average of 18x. Opa-locka is part of the Miami-Fort Lauderdale-Pompano Beach, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$460,714

-4.0%

Rent$2,116/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$92,143 on $460,714

Example: $75,000 household income. Change it above to see your own.

Out of reach48.2% of income

Need $129,000/yr to afford.

PITI$3,010

P/I48.2%

Afford$268K

Gap-$193K

P&I $2,330Tax $330Ins $350

Renting $894/mo cheaper ($2,116 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Opa-locka with other housing markets across Florida.

Jupiter Island$9.49M Golden Beach$7.5M Fisher Island$6.39M Lake Buena Vista$6.09M Jupiter Inlet Colony$3.62M Manalapan$3.57M Golf$2.87M Boca Grande$2.63M

Full Miami-Fort Lauderdale-Pompano Beach, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Miami-Fort Lauderdale-Pompano Beach, FL metro.

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Opa-locka, FL