The median home in Opa-locka, Florida is valued at $460,714, down 4.0% year over year. Typical monthly rent is $2,116, producing a price-to-rent ratio of 18.1x — near the national average of 18x. Opa-locka is part of the Miami-Fort Lauderdale-Pompano Beach, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Miami-Fort Lauderdale-Pompano Beach, FL stress score, crash risk, and 12-month forecast →

Home Value$460,714

-4.0%

Rent$2,116/mo

AFFORDABILITY

Enter your income for Opa-locka.

Income (annual)

Down Payment

$92,143 on $460,714

Out of reach — 48.2% of income

Need $129,000/yr to afford.

PITI$3,010

P/I48.2%

Afford$268K

Gap-$193K

P&I $2,330Tax $330Ins $350

Renting $894/mo cheaper ($2,116 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Opa-locka with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Miami-Fort Lauderdale-Pompano Beach, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Miami-Fort Lauderdale-Pompano Beach, FL metro.

View Miami-Fort Lauderdale-Pompano Beach, FL metro →

OPA-LOCKA, FL