The median home in Oviedo, Florida is valued at $496,715, down 2.4% year over year. Typical monthly rent is $2,007, producing a price-to-rent ratio of 20.6x — well above the national average of 18x. Oviedo is part of the Orlando-Kissimmee-Sanford, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$496,715

-2.4%

Rent$2,007/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$99,343 on $496,715

Example: $75,000 household income. Change it above to see your own.

Out of reach51.5% of income

Need $137,914/yr to afford.

PITI$3,218

P/I51.5%

Afford$270K

Gap-$227K

P&I $2,512Tax $356Ins $350

Renting $1,211/mo cheaper ($2,007 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Oviedo with other housing markets across Florida.

Jupiter Island$9.49M Golden Beach$7.5M Fisher Island$6.39M Lake Buena Vista$6.09M Jupiter Inlet Colony$3.62M Manalapan$3.57M Golf$2.87M Boca Grande$2.63M

Full Orlando-Kissimmee-Sanford, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Orlando-Kissimmee-Sanford, FL metro.

View Orlando-Kissimmee-Sanford, FL metro

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Oviedo, FL