The median home in Oviedo, Florida is valued at $496,715, down 2.4% year over year. Typical monthly rent is $2,007, producing a price-to-rent ratio of 20.6x — well above the national average of 18x. Oviedo is part of the Orlando-Kissimmee-Sanford, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Orlando-Kissimmee-Sanford, FL stress score, crash risk, and 12-month forecast →

Home Value$496,715

-2.4%

Rent$2,007/mo

AFFORDABILITY

Enter your income for Oviedo.

Income (annual)

Down Payment

$99,343 on $496,715

Out of reach — 51.5% of income

Need $137,914/yr to afford.

PITI$3,218

P/I51.5%

Afford$270K

Gap-$227K

P&I $2,512Tax $356Ins $350

Renting $1,211/mo cheaper ($2,007 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Oviedo with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Orlando-Kissimmee-Sanford, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Orlando-Kissimmee-Sanford, FL metro.

View Orlando-Kissimmee-Sanford, FL metro →

OVIEDO, FL