The median home in Oxford, Florida is valued at $351,295, down 1.5% year over year. Typical monthly rent is $1,356, producing a price-to-rent ratio of 21.6x — well above the national average of 18x. Oxford is part of the The Villages, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$351,295

-1.5%

Rent$1,356/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$70,259 on $351,295

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Out of reach38% of income

Need $101,914/yr to afford.

PITI$2,378

P/I38%

Afford$259K

Gap-$93K

P&I $1,776Tax $252Ins $350

Renting $1,022/mo cheaper ($1,356 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Oxford with other housing markets across Florida.

Jupiter Island$9.49M Golden Beach$7.5M Fisher Island$6.39M Lake Buena Vista$6.09M Jupiter Inlet Colony$3.62M Manalapan$3.57M Golf$2.87M Boca Grande$2.63M

Full The Villages, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the The Villages, FL metro.

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Oxford, FL