City

PALATKA, FL

Palatka, FL

Median home value: $198K (-0.1% YoY). Rent: $1,316/mo. Price-to-rent: 12.5x. Part of Palatka, FL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Palatka, FL metro page.

Home Value$198,128
-0.1%
Rent$1,316/mo
AFFORDABILITY

Enter your income for Palatka.

$39,626 on $198,128
Affordable — 23.1% of income

Under the 28% guideline.

PITI$1,442
P/I23.1%
Afford$240K
Room+$42K
P&I $950Tax $142Ins $350
Renting $126/mo cheaper ($1,316 rent)6.00% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Palatka Housing Market | CrashWatch