The median home in Palm Coast, Florida is valued at $337,266, down 4.5% year over year. Typical monthly rent is $1,886, producing a price-to-rent ratio of 14.9x — below the national average of 18x. Palm Coast is part of the Deltona-Daytona Beach-Ormond Beach, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Deltona-Daytona Beach-Ormond Beach, FL stress score, crash risk, and 12-month forecast →

Home Value$337,266

-4.5%

Rent$1,886/mo

AFFORDABILITY

Enter your income for Palm Coast.

Income (annual)

Down Payment

$67,453 on $337,266

Out of reach — 36.8% of income

Need $98,443/yr to afford.

PITI$2,297

P/I36.8%

Afford$257K

Gap-$80K

P&I $1,705Tax $242Ins $350

Renting $411/mo cheaper ($1,886 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Palm Coast with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Deltona-Daytona Beach-Ormond Beach, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Deltona-Daytona Beach-Ormond Beach, FL metro.

View Deltona-Daytona Beach-Ormond Beach, FL metro →

PALM COAST, FL