Median home value: $392K (-6.9% YoY). Rent: $1,853/mo. Price-to-rent: 17.6x. Part of Tampa-St. Petersburg-Clearwater, FL.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Tampa-St. Petersburg-Clearwater, FL metro page.
Home Value$392,437
-6.9%
Rent$1,853/mo
AFFORDABILITYRenting $661/mo cheaper ($1,853 rent)6.00% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Enter your income for Palm Harbor.
$78,487 on $392,437
Out of reach — 40.2% of income
Need $107,743/yr to afford.
PITI$2,514
P/I40.2%
Afford$273K
Gap-$119K
P&I $1,882Tax $281Ins $350
Home Buying Kit For Dummies (2025)Financing, negotiation, closing