Median home value: $276K (-0.8% YoY). Rent: $1,783/mo. Price-to-rent: 12.9x. Part of Panama City, FL.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Panama City, FL metro page.
Home Value$276,347
-0.8%
Rent$1,783/mo
AFFORDABILITYRenting $91/mo cheaper ($1,783 rent)6.00% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Enter your income for Panama City.
$55,269 on $276,347
Stretch — 30% of income
Above 28% but manageable with cuts.
PITI$1,874
P/I30%
Afford$258K
Gap-$18K
P&I $1,325Tax $198Ins $350
Home Buying Kit For Dummies (2025)Financing, negotiation, closing