Median home value: $408K (-5.8% YoY). Rent: $1,641/mo. Price-to-rent: 20.7x. Part of Panama City, FL.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Panama City, FL metro page.
Home Value$407,799
-5.8%
Rent$1,641/mo
AFFORDABILITYRenting $957/mo cheaper ($1,641 rent)6.00% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Enter your income for Panama City Beach.
$81,560 on $407,799
Out of reach — 41.6% of income
Need $111,343/yr to afford.
PITI$2,598
P/I41.6%
Afford$275K
Gap-$133K
P&I $1,956Tax $292Ins $350
Home Buying Kit For Dummies (2025)Financing, negotiation, closing