City

PENSACOLA, FL

Pensacola-Ferry Pass-Brent, FL

Median home value: $258K (-1.3% YoY). Rent: $1,603/mo. Price-to-rent: 13.4x. Part of Pensacola-Ferry Pass-Brent, FL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Pensacola-Ferry Pass-Brent, FL metro page.

Home Value$258,054
-1.3%
Rent$1,603/mo
AFFORDABILITY

Enter your income for Pensacola.

$51,611 on $258,054
Stretch — 28.4% of income

Above 28% but manageable with cuts.

PITI$1,773
P/I28.4%
Afford$255K
Gap-$3K
P&I $1,238Tax $185Ins $350
Renting $170/mo cheaper ($1,603 rent)6.00% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Pensacola Housing Market | CrashWatch