Median home value: $248K (-4.7% YoY). Rent: $1,649/mo. Price-to-rent: 12.5x. Part of Lakeland-Winter Haven, FL.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Lakeland-Winter Haven, FL metro page.
Home Value$247,909
-4.7%
Rent$1,649/mo
AFFORDABILITYRenting $68/mo cheaper ($1,649 rent)6.00% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Enter your income for Polk City.
$49,582 on $247,909
Affordable — 27.5% of income
Under the 28% guideline.
PITI$1,717
P/I27.5%
Afford$253K
Room+$5K
P&I $1,189Tax $178Ins $350
Home Buying Kit For Dummies (2025)Financing, negotiation, closing