The median home in Port Charlotte, Florida is valued at $262,942, down 11.8% year over year. Typical monthly rent is $1,772, producing a price-to-rent ratio of 12.4x — below the national average of 18x. Port Charlotte is part of the Punta Gorda, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$262,942

-11.8%

Rent$1,772/mo

Prices falling — better for buyers.

Affordability

Enter your income for Port Charlotte.

Income (annual)

Down Payment

$52,588 on $262,942

Example: $75,000 household income. Change it above to see your own.

Stretch29.9% of income

Above 28% but manageable with cuts.

PITI$1,868

P/I29.9%

Afford$246K

Gap-$17K

P&I $1,330Tax $188Ins $350

Renting $96/mo cheaper ($1,772 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Port Charlotte with other housing markets across Florida.

Jupiter Island$9.49M Golden Beach$7.5M Fisher Island$6.39M Lake Buena Vista$6.09M Jupiter Inlet Colony$3.62M Manalapan$3.57M Golf$2.87M Boca Grande$2.63M

Full Punta Gorda, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Punta Gorda, FL metro.

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Port Charlotte, FL