City

PORT CHARLOTTE, FL

Punta Gorda, FL

Median home value: $263K (-11.8% YoY). Rent: $1,772/mo. Price-to-rent: 12.4x. Part of Punta Gorda, FL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Punta Gorda, FL metro page.

Home Value$262,942
-11.8%
Rent$1,772/mo
AFFORDABILITY

Enter your income for Port Charlotte.

$52,588 on $262,942
Stretch — 28.8% of income

Above 28% but manageable with cuts.

PITI$1,800
P/I28.8%
Afford$256K
Gap-$7K
P&I $1,261Tax $188Ins $350
Renting $28/mo cheaper ($1,772 rent)6.00% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Port Charlotte Housing Market | CrashWatch