The median home in Port Saint Joe, Florida is valued at $455,903, down 6.8% year over year. Port Saint Joe is part of the Panama City, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$455,903

-6.8%

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$91,181 on $455,903

Example: $75,000 household income. Change it above to see your own.

Out of reach47.7% of income

Need $127,800/yr to afford.

PITI$2,982

P/I47.7%

Afford$268K

Gap-$188K

P&I $2,305Tax $327Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Port Saint Joe with other housing markets across Florida.

Jupiter Island$9.49M Golden Beach$7.5M Fisher Island$6.39M Lake Buena Vista$6.09M Jupiter Inlet Colony$3.62M Manalapan$3.57M Golf$2.87M Boca Grande$2.63M

Full Panama City, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Panama City, FL metro.

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Port Saint Joe, FL