The median home in Punta Gorda, Florida is valued at $331,019, down 13.0% year over year. Typical monthly rent is $1,922, producing a price-to-rent ratio of 14.4x — below the national average of 18x. Punta Gorda is part of the Punta Gorda, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Punta Gorda, FL stress score, crash risk, and 12-month forecast →

Home Value$331,019

-13.0%

Rent$1,922/mo

AFFORDABILITY

Enter your income for Punta Gorda.

Income (annual)

Down Payment

$66,204 on $331,019

Out of reach — 36.2% of income

Need $96,900/yr to afford.

PITI$2,261

P/I36.2%

Afford$256K

Gap-$75K

P&I $1,674Tax $237Ins $350

Renting $339/mo cheaper ($1,922 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Punta Gorda with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Punta Gorda, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Punta Gorda, FL metro.

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PUNTA GORDA, FL