The median home in Ramrod Key, Florida is valued at $813,387, down 7.4% year over year. Ramrod Key is part of the Key West, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Key West, FL stress score, crash risk, and 12-month forecast →

Home Value$813,387

-7.4%

AFFORDABILITY

Enter your income for Ramrod Key.

Income (annual)

Down Payment

$162,677 on $813,387

Out of reach — 80.7% of income

Need $216,257/yr to afford.

PITI$5,046

P/I80.7%

Afford$282K

Gap-$531K

P&I $4,113Tax $583Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Ramrod Key with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Key West, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Key West, FL metro.

View Key West, FL metro →

RAMROD KEY, FL