The median home in Ramrod Key, Florida is valued at $813,387, down 7.4% year over year. Ramrod Key is part of the Key West, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$813,387

-7.4%

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$162,677 on $813,387

Example: $75,000 household income. Change it above to see your own.

Out of reach80.7% of income

Need $216,257/yr to afford.

PITI$5,046

P/I80.7%

Afford$282K

Gap-$531K

P&I $4,113Tax $583Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Ramrod Key with other housing markets across Florida.

Jupiter Island$9.49M Golden Beach$7.5M Fisher Island$6.39M Lake Buena Vista$6.09M Jupiter Inlet Colony$3.62M Manalapan$3.57M Golf$2.87M Boca Grande$2.63M

Full Key West, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Key West, FL metro.

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Ramrod Key, FL