The median home in Ruskin, Florida is valued at $312,253, down 6.1% year over year. Typical monthly rent is $2,242, producing a price-to-rent ratio of 11.6x — below the national average of 18x. Ruskin is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$312,253

-6.1%

Rent$2,242/mo

Prices falling — better for buyers.

Affordability

Enter your income for Ruskin.

Income (annual)

Down Payment

$62,451 on $312,253

Example: $75,000 household income. Change it above to see your own.

Stretch34.4% of income

Above 28% but manageable with cuts.

PITI$2,153

P/I34.4%

Afford$254K

Gap-$58K

P&I $1,579Tax $224Ins $350

Buying $89/mo cheaper ($2,242 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Ruskin with other housing markets across Florida.

Jupiter Island$9.49M Golden Beach$7.5M Fisher Island$6.39M Lake Buena Vista$6.09M Jupiter Inlet Colony$3.62M Manalapan$3.57M Golf$2.87M Boca Grande$2.63M

Full Tampa-St. Petersburg-Clearwater, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Tampa-St. Petersburg-Clearwater, FL metro.

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Ruskin, FL