The median home in Ruskin, Florida is valued at $312,253, down 6.1% year over year. Typical monthly rent is $2,242, producing a price-to-rent ratio of 11.6x — below the national average of 18x. Ruskin is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Tampa-St. Petersburg-Clearwater, FL stress score, crash risk, and 12-month forecast →

Home Value$312,253

-6.1%

Rent$2,242/mo

AFFORDABILITY

Enter your income for Ruskin.

Income (annual)

Down Payment

$62,451 on $312,253

Stretch — 34.4% of income

Above 28% but manageable with cuts.

PITI$2,153

P/I34.4%

Afford$254K

Gap-$58K

P&I $1,579Tax $224Ins $350

Buying $89/mo cheaper ($2,242 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Ruskin with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Tampa-St. Petersburg-Clearwater, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Tampa-St. Petersburg-Clearwater, FL metro.

View Tampa-St. Petersburg-Clearwater, FL metro →

RUSKIN, FL