Median home value: $485K (-4.2% YoY). Rent: $2,323/mo. Price-to-rent: 17.4x. Part of Tampa-St. Petersburg-Clearwater, FL.
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Basic Zillow data only. For stress scores, AI analysis, and trends, Tampa-St. Petersburg-Clearwater, FL metro page.
Home Value$485,359
-4.2%
Rent$2,323/mo
AFFORDABILITYRenting $703/mo cheaper ($2,323 rent)6.00% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Enter your income for Safety Harbor.
$97,072 on $485,359
Out of reach — 48.4% of income
Need $129,686/yr to afford.
PITI$3,026
P/I48.4%
Afford$281K
Gap-$205K
P&I $2,328Tax $348Ins $350
Home Buying Kit For Dummies (2025)Financing, negotiation, closing