The median home in Saint Augustine, Florida is valued at $425,702, down 3.5% year over year. Typical monthly rent is $2,129, producing a price-to-rent ratio of 16.7x — near the national average of 18x. Saint Augustine is part of the Jacksonville, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$425,702

-3.5%

Rent$2,129/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$85,140 on $425,702

Example: $75,000 household income. Change it above to see your own.

Out of reach44.9% of income

Need $120,343/yr to afford.

PITI$2,808

P/I44.9%

Afford$265K

Gap-$160K

P&I $2,153Tax $305Ins $350

Renting $679/mo cheaper ($2,129 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Saint Augustine with other housing markets across Florida.

Jupiter Island$9.49M Golden Beach$7.5M Fisher Island$6.39M Lake Buena Vista$6.09M Jupiter Inlet Colony$3.62M Manalapan$3.57M Golf$2.87M Boca Grande$2.63M

Full Jacksonville, FL analysis

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Saint Augustine, FL