The median home in Saint James City, Florida is valued at $412,273, down 10.0% year over year. Saint James City is part of the Cape Coral-Fort Myers, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$412,273

-10.0%

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$82,455 on $412,273

Example: $75,000 household income. Change it above to see your own.

Out of reach43.7% of income

Need $117,000/yr to afford.

PITI$2,730

P/I43.7%

Afford$264K

Gap-$148K

P&I $2,085Tax $295Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Saint James City with other housing markets across Florida.

Jupiter Island$9.49M Golden Beach$7.5M Fisher Island$6.39M Lake Buena Vista$6.09M Jupiter Inlet Colony$3.62M Manalapan$3.57M Golf$2.87M Boca Grande$2.63M

Full Cape Coral-Fort Myers, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cape Coral-Fort Myers, FL metro.

View Cape Coral-Fort Myers, FL metro

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Saint James City, FL