The median home in Saint Pete Beach, Florida is valued at $591,160, down 12.4% year over year. Typical monthly rent is $2,499, producing a price-to-rent ratio of 19.7x — near the national average of 18x. Saint Pete Beach is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Tampa-St. Petersburg-Clearwater, FL stress score, crash risk, and 12-month forecast →

Home Value$591,160

-12.4%

Rent$2,499/mo

AFFORDABILITY

Enter your income for Saint Pete Beach.

Income (annual)

Down Payment

$118,232 on $591,160

Out of reach — 60.2% of income

Need $161,271/yr to afford.

PITI$3,763

P/I60.2%

Afford$275K

Gap-$316K

P&I $2,989Tax $424Ins $350

Renting $1,264/mo cheaper ($2,499 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Saint Pete Beach with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Tampa-St. Petersburg-Clearwater, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Tampa-St. Petersburg-Clearwater, FL metro.

View Tampa-St. Petersburg-Clearwater, FL metro →

SAINT PETE BEACH, FL