City

SAN MATEO, FL

Palatka, FL

Median home value: $230K (-3.4% YoY). Part of Palatka, FL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Palatka, FL metro page.

Home Value$229,806
-3.4%
AFFORDABILITY

Enter your income for San Mateo.

$45,961 on $229,806
Affordable — 25.9% of income

Under the 28% guideline.

PITI$1,617
P/I25.9%
Afford$249K
Room+$19K
P&I $1,102Tax $165Ins $350
6.00% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
San Mateo Housing Market | CrashWatch