The median home in San Mateo, Florida is valued at $229,806, down 3.4% year over year. San Mateo is part of the Palatka, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$229,806

-3.4%

Prices falling — better for buyers.

Affordability

Enter your income for San Mateo.

Income (annual)

Down Payment

$45,961 on $229,806

Example: $75,000 household income. Change it above to see your own.

Affordable26.8% of income

Under the 28% guideline.

PITI$1,677

P/I26.8%

Afford$240K

Room+$10K

P&I $1,162Tax $165Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare San Mateo with other housing markets across Florida.

Jupiter Island$9.49M Golden Beach$7.5M Fisher Island$6.39M Lake Buena Vista$6.09M Jupiter Inlet Colony$3.62M Manalapan$3.57M Golf$2.87M Boca Grande$2.63M

Full Palatka, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Palatka, FL metro.

View Palatka, FL metro

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San Mateo, FL