The median home in San Mateo, Florida is valued at $229,806, down 3.4% year over year. San Mateo is part of the Palatka, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Palatka, FL stress score, crash risk, and 12-month forecast →

Home Value$229,806

-3.4%

AFFORDABILITY

Enter your income for San Mateo.

Income (annual)

Down Payment

$45,961 on $229,806

Affordable — 26.8% of income

Under the 28% guideline.

PITI$1,677

P/I26.8%

Afford$240K

Room+$10K

P&I $1,162Tax $165Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare San Mateo with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Palatka, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Palatka, FL metro.

View Palatka, FL metro →

SAN MATEO, FL