The median home in Sebastian, Florida is valued at $340,520, down 3.6% year over year. Typical monthly rent is $2,130, producing a price-to-rent ratio of 13.3x — below the national average of 18x. Sebastian is part of the Sebastian-Vero Beach, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Sebastian-Vero Beach, FL stress score, crash risk, and 12-month forecast →
Home Value$340,520
-3.6%
Rent$2,130/mo
AFFORDABILITYRenting $186/mo cheaper ($2,130 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Enter your income for Sebastian.
$68,104 on $340,520
Out of reach — 37.1% of income
Need $99,257/yr to afford.
PITI$2,316
P/I37.1%
Afford$257K
Gap-$83K
P&I $1,722Tax $244Ins $350
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Sebastian-Vero Beach, FL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Sebastian-Vero Beach, FL metro.
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