The median home in Seffner, Florida is valued at $349,435, down 2.7% year over year. Typical monthly rent is $2,138, producing a price-to-rent ratio of 13.6x — below the national average of 18x. Seffner is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Tampa-St. Petersburg-Clearwater, FL stress score, crash risk, and 12-month forecast →

Home Value$349,435

-2.7%

Rent$2,138/mo

AFFORDABILITY

Enter your income for Seffner.

Income (annual)

Down Payment

$69,887 on $349,435

Out of reach — 37.9% of income

Need $101,443/yr to afford.

PITI$2,367

P/I37.9%

Afford$258K

Gap-$91K

P&I $1,767Tax $250Ins $350

Renting $229/mo cheaper ($2,138 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Seffner with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Tampa-St. Petersburg-Clearwater, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Tampa-St. Petersburg-Clearwater, FL metro.

View Tampa-St. Petersburg-Clearwater, FL metro →

SEFFNER, FL