The median home in Spring Hill, Florida is valued at $303,064, down 3.5% year over year. Typical monthly rent is $1,855, producing a price-to-rent ratio of 13.6x — below the national average of 18x. Spring Hill is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$303,064
-3.5%
Rent$1,855/mo
AFFORDABILITYRenting $245/mo cheaper ($1,855 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Enter your income for Spring Hill.
$60,613 on $303,064
Stretch — 33.6% of income
Above 28% but manageable with cuts.
PITI$2,100
P/I33.6%
Afford$253K
Gap-$51K
P&I $1,532Tax $217Ins $350
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Tampa-St. Petersburg-Clearwater, FL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Tampa-St. Petersburg-Clearwater, FL metro.
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